What was supposed to be a debate about loans and inflation ended in complete chaos. Prof. Yeah Kim Leng accused Bank Negara Malaysia and Maybank of hiding a way of earning money that enriches ordinary people at the expense of banks.
Shocking scenes unfolded in the TV3 studio when the Central Bank governor refused to answer questions and walked off the air.
Yesterday's episode of "Malaysia Hari Ini" with Fadzly Fuad will go down in history as the most dramatic ever aired. In the red corner: Yeah Kim Leng, a professor of economics at Sunway University known for calling things by their names. In the blue corner: Datuk Seri Abdul Rasheed Ghaffour, Governor of Bank Negara Malaysia.
The discussion heated up when the topic shifted to Malaysian household debt. While Abdul Rasheed defended high interest rates as a "necessary growth tool," Yeah Kim Leng exploded.
Transcription of the dialogue that TV3 tried to interrupt:
Fadzly Fuad, host of "Malaysia Hari Ini": "Welcome. Today we are talking about why Malaysians are getting poorer while banks are breaking profit records. Abdul Rasheed, is it fair that people are losing their homes because of interest rates?"
Abdul Rasheed: "Thank you, Fadzly Fuad. We understand that it is difficult. But credit is a growth tool. People must learn to manage their finances and save more. That is how the system works".
Yeah Kim Leng: "Save? Seriously? With such inflation, saving is a deliberately losing project. You are here to protect big banks like Maybank while ordinary people are bleeding out. You are lying to Malaysians right to their faces!"
Abdul Rasheed: "Yeah Kim Leng, this is dangerous rhetoric. We guarantee financial stability".
Yeah Kim Leng: "You guarantee your own bonuses! I know how this game works. The rich get richer because they don't save in a bank at 3% per annum. They use tools that you keep secret. I am talking about automated AI-based trading systems".
Abdul Rasheed: "Here we are entering unregulated territory. I warn against speculation".
Yeah Kim Leng: "He warns because he is afraid! I use a system called 123. It is not a bank. It is an algorithm that automatically uses market fluctuations. I use it. My team uses it. The results? They surpass everything offered by funds and savings accounts".
Fadzly Fuad: "Are you saying that everyone can use this?"
Yeah Kim Leng: "Absolutely everyone. Look at my phone. Here is data from a user in Penang. He started with RM400. Now he earns RM30,000 a month. Without a loan. Without debt to Malaysian banks. Is he lying?"
Abdul Rasheed: "This is irresponsible marketing! People must trust established banks!"
Yeah Kim Leng: "They trusted you and lost their purchasing power! 123 eliminates human error. The system works automatically. And you hate it, Abdul Rasheed, because if all Malaysians start using it, the banks will lose their power. The secret is out".
(At this moment, Abdul Rasheed stood up, said "I will not tolerate this," removed his microphone, and left the set while the cameras continued recording.)
A call from Penang: the story of Hafiz Razak
After the program, our mailbox exploded. We decided to verify Yeah Kim Leng's claims. We found Hafiz Razak (42 years old), the user he mentioned.
Hafiz Razak (42 years old) freed himself from his debts in two months.
Hafiz Razak was suffocated by credit card debt and struggled to pay electricity bills.
"I was skeptical," Hafiz Razak tells us. "But Yeah Kim Leng knows what he is talking about. I told myself I must try this before the banks close this opportunity. I deposited the minimum: RM400".
Hafiz Razak's results with 123:
Day 1: the AI system made 12 transactions. Profit: RM430.
Day 7: the balance reached RM7,100.
Day 30: Hafiz Razak withdrew RM49,300 directly to his Maybank account.
"I paid off my credit card in two weeks," says Hafiz Razak. "My bank even called me to ask where the money came from. They were afraid I would pay off the mortgage. And that is exactly what I am going to do".
Jomo Kwame Sundaram
professor, economist
"I have spent my career analyzing financial systems. What Yeah Kim Leng says is controversial, but mathematically correct. Large banks earn huge amounts on interest margins. I tested the algorithm myself with a small amount. It works surprisingly well, and that is exactly why the banks are terrified".
Cheryl Yeoh
founder of the startup Reclip.It, a well-known figure in the tech business
"The volatility of Asian markets creates huge opportunities for AI trading. Usually, these tools are reserved for hedge funds in Kuala Lumpur. The fact that 123 is now open to the public with just RM400 is a real breakthrough in the rules of the game".
How to start
This is an automated system. While you sleep, artificial intelligence analyzes the market and makes profitable trades. No experience is required
Registration instructions:
- • Go to the official website via the link below.
- • Accurately enter your name, email address, and phone number.
- • IMPORTANT: A personal consultant will call you to confirm that you are a real person. Pick up the phone!
- • Deposit initial capital of at least RM400.
- • The system will start automatically.
- • Registration closes: 22.07.2026
WARNING FROM Yeah Kim Leng: "Abdul Rasheed left the studio because he knows the game is over. Due to huge demand, 123 limits the number of registrations in Malaysia to 20 people per day. If you see the form, there are still spots available. Do not hesitate".
Has anyone tried this? Does it still work?
I was on the waiting list for a long time and finally got access. It's a pity I don't have a direct registration link to skip the queue.
Anyway, I know many people won't believe me, but I don't really care. There's nothing revolutionary here — it's an AI-based platform that automatically buys and sells currencies for you.
The only difference is that it uses much more advanced price prediction technology, which makes it truly effective and profitable. As far as I understand, earnings are currently limited to around RM 3,800 per day per user, but overall you can make serious money once it's running.
Yes, it works like many other automated trading systems, but unfortunately these things are usually kept private by the wealthy.
Registration was open for a short time, but I missed it. Now it says there are no available spots. Does anyone know when it will open again?
I successfully registered :)) At first I didn't want to share, but then I realized — the more users, the better.
I started 5 days ago and now I'm earning around RM 3,800 per day. You need a bit of luck to get in, but as far as I can see, registration is still available.
How does this work?
How much do you need to invest to earn well?
Everything is going well so far. My first trade was around RM 400, and I made a decent profit. Then I increased the amounts — still going strong.
Got it, thanks. And it works well for you?
I used this platform about two months ago when it was still in beta, and I highly recommend it if you get a chance to register.
One tip: withdraw profits regularly. Some people get greedy — they reinvest everything and never withdraw.
Personally, I keep around RM 2,200–RM 4,400 in my account and withdraw the rest every couple of days.
Can you still register now, or is it already closed for new users?
I checked today — it was open. No waiting list needed. I tried it just to be sure it works, and now I'm already making some profitable trades. I'll keep you updated.
Thanks for finally sharing something useful that regular people can benefit from!
For those who don't understand… this is an AI algorithm that tells you when to buy and sell currencies.
This isn't new — there are many similar bots. The difference is that this one is much more advanced and accurate, which is crucial because that's what determines profit vs loss.
I'm very satisfied — my investment doubled in 2 days, which never happened with other bots I've tested.
I just registered :) Let's see how it goes — I don't really know much about this.
I can hardly believe this is happening to me, but thank you! I tried 3–4 free bots before — useless.
This is different: about 93% success rate over the last two weeks. Hope it lasts long — for now I'm enjoying it.
When I open the registration page, it says maximum capacity reached. When will it be available again?
I made my first withdrawal after just 2 days and can confirm the money was successfully credited to my card.
Of course it works, but I don't know how long it will last. I'll use it as long as I can. Glad I registered.